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Disability with MdDS |
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MdDS and Disability Just what is "disability"? According to Webster's Dictionary it is 1) a disabled condition 2) that which disables or disqualifies. The definition of disable is to make unable, unfit, or disqualified. The medical definition of a disability according to Mosby's Medical Dictionary is different. It is the loss, absence, or impairment of physical or mental fitness that is observable and measurable. Therein lies the difficulty in
proving that MdDS qualifies as a disability. Tests used for diagnosis of a
vestibular disorder don't prove definitive when applied to MdDS. Diagnosis
is made only after other causes are eliminated and by a history of a
recent motion trigger. Sources of Disability Coverage
A) Work place disability policies Applying for Disability from the Workplace
Work Place Disability Policies
Private Disability Insurance Policies You may have obtained your own plan if you own your own business or if you don't have one from your employer. Be certain to read your policy closely. Many pay 60% of your wages while you are disabled. There is often a period of time that you have to be disabled prior to becoming eligible for payment. Social Security Disability Benefits Although it is difficult to
collect Social Security Disability benefits, it is not impossible. There
are a few members of the Mal de Debarquement Support Group that have been
successful in obtaining Social Security Benefits. Their stories will be
referenced in the Personal Story of MdDS and Disability section. Before
you can collect Social Security payments you will have to contact the
closest office in your area. There you will be instructed on what is
needed prior to your appointment with one of their representatives. If you
want more information go to http://www.ssa.gov/ Only 5 states plus Puerto Rico have Temporary Disability coverage. This plan is meant to cover lost wages due to non-work related sickness or injury. If you live in one of these 5 states it would be wise to pursue this avenue of income. The 5 states are New York, New Jersey, Rhode Island, California, and Hawaii. Go to this web site for further information: http://workforcesecurity.doleta.gov/unemploy/pdf/temporary.pdf Americans with Disability Act If you feel that you need to work and don't qualify for any of the benefits discussed then there is the Americans with Disability Act that will aid you in retaining your employment. For further information contact this web site. http://www.eeoc.gov/facts/ada18.html For more information about government programs that may benefit you, visit the following web sites:
http://www.mwcil.org/mwcil/docs/resources.html Marla -2006
This MdDS Balance Disorder Foundation site is designed for those suffering from MdDS (Mal de Debarquement Syndrome). If you have been diagnosed or suspect that you have MdDS, sign up for a free membership at our support site and review or search the thousands of messages from those who suffer from MdDS. Here, you will find caring people who understand what it's like to live with this rare balance disorder. Our members are welcomed from many countries, so feel free to contact us. The MdDS Balance Disorder Foundation is a 501(c)(3) nonprofit foundation dedicated to promoting awareness of Mal de Debarquement Syndrome and seeking treatments and a cure for people suffering from this disorder. Copyright
© 2006-2008 MdDS Balance Disorder Foundation, Inc. All
rights reserved. Unauthorized use prohibited. Copyright materials
may not be reproduced in whole or in part by persons, organizations,
or corporations without the prior written permission of the MdDS
Balance Disorder Foundation. The information contained in this web
site is not a substitute for medical advice or treatment. The MdDS
Balance Disorder Foundation recommends consultation with your doctor
or other health care provider. |